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Estimate vest tax

Annual RSU Income Estimator

Total your expected RSU ordinary income for the year. a starting point before running detailed tax estimates.

Rates and rules change. Check the tax year and last-reviewed date on each page, then confirm against IRS or state guidance before you file.

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Start here

Totaling your expected income for the year is the starting point before any detailed tax estimate. Add up the value of vests you expect, then remember that this income stacks on top of your salary and bonus, which is what can push you into a higher bracket.

Planning estimate

Rough estimate for planning, not a filing number. Check your pay stubs, W-2, and a tax pro before you rely on it.

We do not pre-fill personal financial values. Estimates appear only after you enter your own numbers.

Enter your details to estimate

Add your equity, income, state, and withholding details to see an educational estimate. No personal financial values are pre-filled.

Start with the fields below.

Your details

Enter your own numbers below. This is an estimate, not a filing position.

Calculators pull rates from our tax-year files. For the most complete defaults, use 2025. Unloaded years ask you to enter rates yourself.

Vest events

Vest 1
$

Add salary to estimate total W-2 compensation.

$
$

Enter your top federal bracket to estimate the withholding gap on RSU income.

%

Results will appear here once you enter the required details on the left.

Related guides

Why this happens

Each 's value is ordinary wage income for the year it vests.

income stacks on salary and bonus rather than being taxed in isolation.

Knowing the annual total helps you see whether you cross into a higher bracket.

value depends on future share prices, so any annual figure is an estimate.

What to check

  • All vests expected this calendar year and their rough value.
  • Your salary and bonus to see the combined total.
  • Whether the combined income reaches a higher bracket.
  • How that compares to what is being withheld.
  • Whether to adjust your W-4 or make estimated payments.

Common mistake

Estimating income on its own: It is the combined total with salary and bonus that determines your bracket, and where flat can fall short.

Example scenario (hypothetical)

Illustration only, not your tax situation.

Example: someone expects $60,000 of vests on top of a $140,000 salary. The combined $200,000 sits in a higher bracket than the salary alone, so the flat rate withheld on the vests may not be enough.

When to get help from a tax pro

  • Your combined income may cross into a higher bracket.
  • You are unsure whether is on track.
  • You have multiple vests this year.
  • You want to decide between W-4 changes and estimates.

Related calculators

Related pages

For learning, not filing

Grants, employers, and states all differ. Use your own documents and a qualified tax professional before you make decisions from this guide.