RSU Net Proceeds Calculator
See estimated net shares and cash after taxes and withholding. useful for budgeting around vest dates.
Tax rules change. Federal and state rates, brackets, and reporting rules are updated regularly. This site is not always current. check dates below and verify with official sources or a qualified tax professional.
See something outdated?
Tax rules change faster than websites update. If a rate or date looks wrong, let us know.
Update needed? Contact usEducational estimate only
Educational estimate only, not tax advice. Your actual tax bill depends on your full-year income, deductions, credits, and how your employer reports withholding. Confirm numbers with your pay stubs, W-2, and a tax professional.
We do not pre-fill personal financial values. Estimates appear only after you enter your own numbers.
Enter your details to estimate
Add your equity, income, state, and withholding details to see an educational estimate. No personal financial values are pre-filled.
Start with the fields below.
Your details
Enter your own numbers below. This is an estimate, not a filing position.
Calculators pull rates and brackets from centralized tax-year files. For planning, use 2025. the latest year with loaded assumptions. Unloaded years require manual rate entry.
Used for federal tax brackets and Medicare thresholds.
State tax uses a simplified flat effective rate when loaded.
Expected W-2 salary for the year, before RSU vests. Improves the marginal-rate estimate.
Other ordinary wages expected this year.
Total fair market value of RSUs vesting. ordinary income at vest.
Required to estimate
Employers often use the IRS supplemental rate for RSU vests under $1M. Adjust if yours differs.
Default estimate for your state (2025): 10.2%. Edit if your employer uses a different rate.
Wages subject to Social Security so far. RSU vests count toward the wage base. Leave blank if unsure.
Taxes at vest are the same either way. This affects whether we show net shares or net cash.
Results will appear here once you enter the required details on the left.
Related guides
- RSU Tax Calculator
Model federal and state taxes on your RSU vest, compare withholding to estimated tax, and see what you may keep.
- RSU Sell-to-Cover Calculator
Model sell-to-cover mechanics. shares sold for withholding, shares delivered net, and cash you may still need.
- Should I Sell RSUs Immediately After Vesting?
Selling right after vest is a personal finance choice. tax at vest usually already happened; the sale may mostly affect capital gain or loss.
- Annual RSU Income Estimator
Total your expected RSU ordinary income for the year. a starting point before running detailed tax estimates.
Related pages
- How RSUs Are Taxed
RSUs are usually taxed as wages when they vest, not when the grant is signed. This guide walks through the timeline in plain terms.
- Should I Sell RSUs Immediately After Vesting?
Selling right after vest is a personal finance choice. tax at vest usually already happened; the sale may mostly affect capital gain or loss.
- Why Do I Owe Taxes After Sell-to-Cover?
Your employer may sell fewer shares than your total tax, or use rates that do not match your bracket.