New York RSU Tax Estimator
New York-focused RSU tax estimate — useful for planning before you file and reconcile withholding.
Rates and rules change. Content is reviewed for tax year 2026. Check the last-reviewed date and methodology on each page, then confirm against IRS or state guidance before you file.
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We update when we can, but we miss things. Send a link to the official source if you have one.
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Planning estimate
Educational estimate only. New York may tax RSU income allocated to New York workdays, including after a move. The state rate here is a flat estimate, not full bracket math. Confirm residency and sourcing with a tax professional.
We do not pre-fill personal financial values. Estimates appear only after you enter your own numbers.
Enter your details to estimate
Add your equity, income, state, and withholding details to see an educational estimate. No personal financial values are pre-filled.
Start with the fields below.
Your details
Enter your own numbers below. This is an estimate, not a filing position.
Calculators pull rates from our tax-year files. For the most complete defaults, use 2025. Unloaded years ask you to enter rates yourself.
Other wages stack under your RSU income for marginal rate.
Shares vesting × price at vest.
Required to estimate
Leave blank to use the loaded New York estimate. Enter your own rate to override.
Reduces extra Social Security tax once you pass the annual wage base.
Results will appear here once you enter the required details on the left.
Related guides
- New York RSU Tax Guide
New York taxes RSU vest income as compensation; city tax may add another layer for NYC residents.
- How RSUs Are Taxed
RSUs are usually taxed as wages when they vest, not when the grant is signed. This guide walks through the timeline in plain terms.
- RSU Taxes After Leaving New York
New York sourcing rules can follow you longer than you expect — know what to track after you leave.
- RSU Tax Calculator
Model federal and state taxes on your RSU vest, compare withholding to estimated tax, and see what you may keep.
How the tax works
New York treats value as taxable wage income at the state level.
New York City imposes its own resident income tax for city residents.
Supplemental on the may not match your combined state and city rate.
Leaving New York mid-year does not automatically end New York's claim on earlier-earned equity.
What to check on your end
- Whether you are a New York City resident for the year.
- Your combined state and city .
- State and city vs: that rate.
- timing relative to any move.
- New York guidance or a professional for sourcing if you relocate.
Common mistake
Example scenario (hypothetical)
Illustration only, not your tax situation.
When a CPA is worth it
- You are a New York City resident with large vests.
- You plan to move out of New York.
- You want to estimate combined state and city tax.
- Your looks light.
Sources and notes
Primary tax claims on this page are supported by the official and secondary sources below. Broker and software links describe reporting mechanics — confirm rules against IRS or state guidance.
Calculator outputs are planning estimates with labeled assumptions — not a filing position.
- IRS Publication 15 (Circular E) — Supplemental wages
Internal Revenue Service · Official
Section 7 describes supplemental wage withholding, including the optional 22% flat rate and 37% rate above $1 million of supplemental wages in a calendar year.
- IRS Tax Withholding Estimator
Internal Revenue Service · Official
Tool to estimate whether paycheck withholding (including supplemental events) will cover annual tax liability.
Related calculators
Related pages
- New York RSU Tax Guide
New York taxes RSU vest income as compensation; city tax may add another layer for NYC residents.
- RSU Taxes After Leaving New York
New York sourcing rules can follow you longer than you expect — know what to track after you leave.
- Why Was My RSU Withholding Only 22%?
Employers commonly use flat supplemental rates on RSU vests. Your actual tax can be higher if you are in a higher bracket.
For learning, not filing
VestingTax.com is not a CPA firm or tax preparer. Grants, employers, and states all differ. Use the cited IRS and state sources above, your own documents, and a qualified tax professional before you make decisions from this guide.