Texas vs California RSU Calculator

See how Texas and California differ on RSU state tax estimates for the same vest value.

Rates and rules change. Content is reviewed for tax year 2026. Check the last-reviewed date and methodology on each page, then confirm against IRS or state guidance before you file.

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In plain terms

Texas has no state income tax on wages; California taxes income, sometimes steeply. The comparison shows the state-tax gap, but federal and payroll taxes apply in both, and California may still tax compensation connected to your California time or work.

Planning estimate

Day-count split for planning only, not a legal sourcing call. State rules depend on facts your return may treat differently.

We do not pre-fill personal financial values. Estimates appear only after you enter your own numbers.

Enter your details to estimate

Add your equity, income, state, and withholding details to see an educational estimate. No personal financial values are pre-filled.

Start with the fields below.

Your details

Enter your own numbers below. This is an estimate, not a filing position.

Calculators pull rates from our tax-year files. For the most complete defaults, use 2025. Unloaded years ask you to enter rates yourself.

Gross vest value you want to compare across states.

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Required to estimate

Prefilled with a flat estimate. Edit to match your situation.

%

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%

Applied to both states, e.g, a city income tax.

%

Defaults to the full amount when left blank. Lower it if only part of the income is sourced to these states.

%

How the tax works

Texas does not levy a personal income tax on wages.

California taxes value as wages at graduated rates.

Federal income tax and payroll taxes are identical across the two.

California sourcing can reach equity earned while you were in California, even after a move.

What to check on your end

  • That federal and payroll taxes match in the comparison.
  • California's for the state-side difference.
  • Which vests were earned during your California period.
  • Whether a part-year California return applies after a move.
  • California guidance or a professional for sourcing.

Common mistake

Assuming a Texas move makes all vests state-tax-free retroactively. Texas adds no state tax, but California may still tax equity connected to your California time.

Example scenario (hypothetical)

Illustration only, not your tax situation.

Example: a $50,000 shows a high California state line and none in Texas. If part of the award was earned working in California, California's rules may still allocate some of it.

When a CPA is worth it

  • You are planning a California-to-Texas move.
  • Vests straddle the move date.
  • You worked in California during the period.
  • You want help with part-year filing.

Sources and notes

Primary tax claims on this page are supported by the official and secondary sources below. Broker and software links describe reporting mechanics — confirm rules against IRS or state guidance.

Calculator outputs are planning estimates with labeled assumptions — not a filing position.

  • IRS Publication 15 (Circular E) — Supplemental wages

    Internal Revenue Service · Official

    Section 7 describes supplemental wage withholding, including the optional 22% flat rate and 37% rate above $1 million of supplemental wages in a calendar year.

  • IRS Tax Withholding Estimator

    Internal Revenue Service · Official

    Tool to estimate whether paycheck withholding (including supplemental events) will cover annual tax liability.

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For learning, not filing

VestingTax.com is not a CPA firm or tax preparer. Grants, employers, and states all differ. Use the cited IRS and state sources above, your own documents, and a qualified tax professional before you make decisions from this guide.

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