vestingtax.com
RSU tax calculator

RSU tax rate in Florida: no state income tax on vest wages

Florida has no state income tax on RSU vests — effective rate is federal plus FICA, with prior-state sourcing possible after a move.

Rates and rules change. Content is reviewed for tax year 2026. Check the last-reviewed date and methodology on each page, then confirm against IRS or state guidance before you file.

State sourcing rules may depend on facts and timing

Which state taxes RSU income depends on residency, work location, grant terms, and vest date, not just where you live on December 31. Day-count splits and flat-rate estimates on this site are planning tools only, not legal sourcing determinations.

Spot an outdated rate or date?

We update when we can, but we miss things. Send a link to the official source if you have one.

Email us

Your vest pay stub shows federal and FICA withholding but no Florida state line — and you want to confirm what you actually owe on vest FMV, especially if you recently left New York or California and worry a prior state may still tax pre-move equity income.

In plain terms

Florida does not impose state personal income tax on wages for typical Florida residents. Effective tax in Florida is federal income tax plus FICA — not a published Florida percentage. Federal supplemental still applies. Moving from New York or California to Florida mid-year does not automatically eliminate prior-state tax on vests earned while connected to that state.

Gather before you start

  • Florida residency for year.
  • confirmation and pay stub.
  • Prior state if relocated during year.
  • Federal marginal bracket estimate.
  • YTD salary for FICA wage base.

How the tax works

Florida has no state income tax on wages — is not subject to FL state income tax for typical residents. That is why searches for a Florida tax rate return federal-only numbers. The event is still fully taxable at the federal level and for FICA purposes nationwide.

Federal progressive tax applies to the same way in Florida as in New York or California. FICA runs on wages with Social Security stopping at the annual wage base and Medicare applying to the full amount. Pay stubs for Florida residents typically show federal and FICA lines on a with no state income tax .

Moving from New York or California mid-year does not erase prior-state tax on vests connected to your old residency or work location. A that occurred while you were still a New York resident may remain NY-sourced even after you establish Florida residency. Post-move vests as a Florida resident follow Florida rules — no state income tax on wages for typical residents.

Snowbirds and recent movers should document move dates and timing carefully. Part-year returns in the prior state may still apply to pre-move connected income. Remote work for an out-of-state employer while living in Florida can create sourcing questions in other states despite FL residence.

The practical planning number for Florida is federal plus remaining FICA on the . No Florida state estimated income tax applies — but federal estimated payments may still be needed when supplemental falls short of your at high income.

What to check on your end

  • Pay stub: federal and FICA on , no FL state line.
  • rate on confirmation.
  • Federal gap vs .
  • Move date and prior-state if relocated.
  • Remote work sourcing if employer in another state.
  • Box 1 includes .
  • Social Security cap before large .
1 more checklist item
  • NY to Florida or CA to Florida move guide if applicable.

Assuming Florida residency eliminates all RSU tax after leaving New York

Florida eliminates FL state tax on post-move vests for typical residents. Federal and FICA remain. New York may still tax pre-move connected income.

What to pull from your files

  • pay stub federal and FICA lines.
  • Boxes 1, 4, 6.
  • Move records if part-year other state.
  • confirmation.
  • Prior-state allocation forms if applicable.

Miami move after New York vest

Illustration only, not your tax situation.

Vera moved from NYC to Miami in June. Vera's Q1 while NY resident may have NY sourcing. Vera's Q3 as FL resident has no FL state income tax — federal and FICA only. Vera uses New York to Florida move guide and runs tax calculator with Florida for post-move vests.

Questions people ask

What is the RSU tax rate in Florida?
No FL state income tax on wages for typical residents. Effective rate is federal plus FICA based on your bracket.
Florida vs New York RSU tax rate?
NY adds state and possibly NYC tax. Florida does not — see move guides.
Florida vs California RSU tax?
California taxes wages at state level. Florida does not for typical residents.
Why federal withholding on Florida RSU?
Federal tax always applies. Supplemental rates from IRS Pub. 15, not a Florida rate.
Moved from NY — Florida rate on old RSU?
NY may tax pre-move connected income. Post-move FL vests avoid FL state tax.

When a CPA is worth it

  • Multi-state with FL and another state same year.
  • NY or CA audit of equity after FL move.
  • Employer withheld wrong state while FL resident.
  • International assignment with FL residence.

Sources and notes

Primary tax claims on this page are supported by the official and secondary sources below. Broker and software links describe reporting mechanics — confirm rules against IRS or state guidance.

Florida has no state wage income tax; federal and FICA on RSU vest FMV.

Related calculators

Related pages

For learning, not filing

VestingTax.com is not a CPA firm or tax preparer. Grants, employers, and states all differ. Use the cited IRS and state sources above, your own documents, and a qualified tax professional before you make decisions from this guide.

Editorial standardsDisclaimer