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RSU Vesting Schedule Calculator

Build a vest timeline from grant inputs. not a tax estimate, but a schedule for planning around upcoming vests.

Rates and rules change. Check the tax year and last-reviewed date on each page, then confirm against IRS or state guidance before you file.

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A schedule turns your grant terms into a timeline: when shares , how often, and how much value might land in each tax year. It is a planning view, not a tax estimate, but knowing which vests stack in one calendar year is the first step to avoiding a surprise.

Planning estimate

This is a planning schedule, not a tax estimate or a prediction. Future share prices are unknown, so projected values are illustrative only.

We do not pre-fill personal financial values. Estimates appear only after you enter your own numbers.

Enter your details to estimate

Add your equity, income, state, and withholding details to see an educational estimate. No personal financial values are pre-filled.

Start with the fields below.

Your details

Enter your own numbers below. This is an estimate, not a filing position.

Total RSUs in this grant across the full vesting period.

Required to estimate

Usually the grant or vesting commencement date.

How often shares vest after any cliff.

Total length of the vesting schedule, e.g. 4 years.

Required to estimate

Months before the first vest. Leave blank or 0 for no cliff.

Used to value shares. Held flat unless you add a growth assumption.

$

Required to estimate

Speculative only. Set to zero to value every vest at today's price.

%

Results will appear here once you enter the required details on the left.

Related guides

Why this happens

Grants on a schedule, often a one-year cliff followed by monthly or quarterly .

Several grants and refreshers can overlap, concentrating value in some years.

value depends on the share price on each , which you cannot know in advance.

Seeing the timeline helps you anticipate which years may have unusually large income.

What to check

  • Your , cliff date, and frequency.
  • The number of shares at each date.
  • Whether multiple grants in the same calendar year.
  • That share value on future dates is unknown, use it as a planning range, not a fact.
  • How a heavy year might affect your bracket and .

Common mistake

Planning around the grant value at signing. The taxable value is set at each 's price, not at grant, so a schedule shows timing, not a guaranteed dollar amount.

Example scenario (hypothetical)

Illustration only, not your tax situation.

Example: a grant of 400 shares vests 25% after one year, then quarterly. In year two, several quarterly vests plus a refresher could stack, concentrating income, worth flagging before that year arrives.

When to get help from a tax pro

  • Multiple grants will in one year.
  • A heavy year may change your bracket.
  • You are timing a job change around dates.
  • You want to plan ahead of large vests.

Related calculators

Related pages

For learning, not filing

Grants, employers, and states all differ. Use your own documents and a qualified tax professional before you make decisions from this guide.